Payment Notification Chain
From overdue → payment → compliance in < 5 minutes
AI-driven payment loop that junior collectors run like veterans. Automated reminders, debtor engagement, and FDCPA documentation.
Current State
Manual follow-up45 min
Payment response3 days avg
FDCPA violations25%
With Sparkco
Total time< 5 min
Payment rate45% higher
Compliance100%
Workflow
STEP 1
Detect & analyze
Auto debtor profiling
STEP 2
Smart reminder
Optimal timing & message
STEP 3
Payment plan
Auto-negotiate terms
STEP 4
FDCPA sync
Auto-compliance docs
FDCPA compliant • Sample reports available